You're not wrong! Please file a bug—I believe teams prioritize based on number of duplicate bugs.
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Filed as FB9753102
Yes! It looks like this has been resolved, but I'm still seeing an ominous warning in the console which seems like it might be related:
2021-08-17 10:41:33.492656-0500 Mattebox[22718:3478646] [core] "Error returned from daemon: Error Domain=com.apple.accounts Code=7 "(null)""
2021-08-17 10:41:33.501201-0500 Mattebox[22718:3478645] [PAAccessLogger] Failed to log access with error: access=<PATCCAccess 0x282d60030> accessor:<<PAApplication 0x282343840> identifierType:auditToken identifier:{pid:22718, version:66702}> identifier:ZZZZZZZZZZZZZZZZ kind:intervalBegin timestampAdjustment:0 tccService:kTCCServicePhotos, error=Error Domain=PAErrorDomain Code=10 "Missing required entitlement" UserInfo={PAMissingEntitlement=com.apple.private.privacy.accounting.write}